Ameristate Mortgage LLC Privacy Policy

Effective: December 20, 2024

Facts

What does ameristate mortgage llc DO with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit score

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reason AMERISTATE MORTGAGE LLC chooses to share; and whether you can limit this sharing.

Reasons we can share your personal informationDoes AMERISTATE MORTGAGE LLC share?Can you limit this sharing?
For our everyday business purposes -

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YesNo
For our marketing purposes -

to offer our products and services to you

YesNo
For joint marketing with other financial companiesYesNo
For our affiliates' everyday business purposes -

information about your transactions and experiences

NoWe do not share
For our affiliates' everyday business purposes -

information about your creditworthiness

NoWe do not share
For non affiliates to market to youNoWe do not share
Questions?

Call one of the following for assistance:
Ameristate Mortgage LLC– (832) 699-1606

Who We Are

Who is providing this notice?

This privacy notice applies to AMERISTATE MORTGAGE LLC.

What we do

How does AMERISTATE MORTGAGE LLC protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does AMERISTATE MORTGAGE LLC collect my personal information?

We collect your personal information, for example, when you

  • apply for a loan or give us your income information or phone number
  • provide employment information or give us your contact information 
  • give us your wage statement 
  • provide employment information or give us your employment history

We also collect your personal information from others such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your credit worthiness
  • affiliates from using your information to market to you
  • sharing for non affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include:

  • Ameristate Realty LLC
  • TWFG Insurance 
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Ameristate Mortgage LLC does not share with nonaffiliates so they can market to you.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • AMERISTATE MORTGAGE LLC, does jointly market.