Ameristate Mortgage LLC Online Privacy Policy Effective: December, 2024
This Privacy Policy applies to your use of the Ameristate Mortgage LLC website, mobile app, and online services. It outlines how we collect, share, and use information during your use of these services. Please note, this Policy is for U.S. customers only. International users should be aware that their information may be transferred to or processed in the United States. The personal information shared on Ameristate Mortgage LLC's social media pages, such as Facebook and Twitter, is governed by the privacy policies of those platforms. Review those policies before posting, and do not share personal information with us via social media. Information collected via SMS, text messages, or phone consent will remain confidential and not be shared with third parties. Your consent is unique to us and will not be disclosed. This Policy does not apply to information collected through offline channels. By continuing to use the Online Services, you consent to the terms outlined in this Policy.
What Information Do We Collect and How Do We Collect It?
Personal Information We collect Personal Information that you provide through the Online Services via forms, applications, surveys, and other online fields. This Personal Information may include your name, postal address, email address, telephone numbers, loan number, username, and password.
Non-Personal Information In addition to Personal Information, we may collect Non-Personal Information when you use our Online Services. This includes details about your browser and data gathered through cookies and similar technologies. This information helps us measure communication effectiveness, compile usage statistics, and address issues within the Online Services. Non-Personal Information is not linked to any Personal Information and may be used to monitor your visits, improve our services, analyze web traffic trends, and ensure the security and integrity of the Online Services.
What Are Cookies?
Our site uses "cookies," which are small data files stored on your computer, along with other tracking technologies to collect visit information. These cookies do not capture personally identifiable information. The data collected is essential for monitoring site usage, addressing issues, improving services, and enhancing security. You can adjust your browser settings to refuse cookies or receive alerts when they are sent. While you can still access our site without accepting cookies, your experience may be limited. We also utilize pixel tags (clear GIFs or web beacons) to evaluate the effectiveness of our communications and collect usage statistics.
How We Use Your Information
Ameristate Mortgage LLC collects information to enhance your experience with our Online Services. We may use your information for:
- Responding to inquiries and processing transactions. - Communicating important updates about our website. - Business purposes like data analysis, product development, and evaluating promotional campaigns. - Ensuring compliance with legal and regulatory requirements. - Contacting you if you register a profile. - Marketing, including company news and promotions. - Personalizing your experience to improve our services based on your feedback.
Who Do We Share Your Information With?
We do not sell or transfer your personal information to outside parties without your consent, except as described here. We may share your personal information with trusted third parties who help us operate our online services or process transactions, provided they keep the information confidential. We may also disclose your information without consent in specific situations, such as to identify or take action against someone harming our rights or property, or to comply with legal requirements and assist law enforcement. Additionally, non-personal information collected from our online services may be shared with third parties for marketing and advertising purposes.
How Do We Protect Your Information?
We use various security measures, including encryption technologies, to protect your information collected through our Online Services. Ameristate has procedures in place to safeguard Social Security numbers by ensuring confidentiality, preventing unauthorized disclosure, and limiting access. However, please remember that no security technology is entirely foolproof and that the Internet may not always be a secure means of communication.
Do We Track Our Visitors Online?
Some web browsers can send "do-not-track" signals or similar notifications to the websites users visit. However, there is currently no industry standard for how websites should respond to these signals. Our online services do not respond to do-not-track signals from web browsers. Some of the content, advertisements, and functionality on the Online Services may be provided by third parties, including Facebook. We use third party service providers to provide us with analytics services to improve the Online Services. These third parties may collect information about your use of the Online Services through cookies web beacons and other storage technologies, and this information may be collected over time and combined with information collected across different websites. These third parties will only collect Personal Information if you provide it directly to them. A way to completely opt out from the collection of information by third parties through cookies or other tracking technology is to actively manage the settings on your browser or mobile device to delete and disable cookies and other tracking and storage technologies.
What About Third Party Links in the Online Services? The Online Services may contain links to other websites that we feel may be of interest to you. We are providing these links to you as a convenience, but these external websites may have different privacy policies than the Online Services.
How Will We Inform You of Changes to this Policy?
We may update this Policy from time to time. Any changes to this Policy will be posted on our website along with the date of the revision. We encourage to you to review this Policy periodically.
Do You Have Questions? If you have any questions about this Policy, please contact us at Ameristate Mortgage LLC – (832)699-1606